As a small business owner, you’re well aware of the stress that comes with running a business. Small businesses face a high failure rate, greater risks, and often smaller profit margins. Commercial insurance can make a significant difference and help your business thrive. Our expert independent agents at Biddle-Shaw Insurance Services Inc. in San Francisco, CA can help your small business survive and prosper with the proper commercial insurance protection.
Property Protection
Regardless of your business type, property is involved. You may not own the building where your business operates, but you certainly own the contents within it. Whether it’s a store, a factory, or an office, you need many things to conduct your business, and you need to be able to replace them if a covered hazard strikes.
Liability Protection
It’s estimated that 90% of small businesses will eventually face litigation. At any given time, between a third and half of businesses are being sued. This could be by a vendor, a client, or even a disgruntled employee. The cost of legal representation alone can sink many businesses, not to mention having to pay a judgment. Commercial liability insurance can ensure that your business thrives even after a lawsuit.
Business Interruption Coverage
When a covered hazard hits your business, you may experience a halt in income generation. However, your bills don’t stop, and you need a way to pay them. Business interruption coverage can distinguish between your small business thriving or folding.
Contact Biddle-Shaw Insurance Services Inc. in San Francisco, CA when you need assistance with commercial insurance questions.
