You have opened your own business and could not be happier but the agents at Biddle-Shaw Insurance Services Inc. in San Francisco, CA want to help you protect your business from any adverse events that may occur in the future. You can protect your business by having the correct amount of commercial insurance coverage in place.
Worker’s Compensation
In the state of California, you must have worker’s compensation in place. This type of coverage will pay for the medical bills and lost wages of any employee who is injured on the job.
Commercial Auto Liability Insurance
If your business owns vehicles or personal vehicles are used for business purposes, you should have commercial auto liability insurance in place in case an accident occurs. This will protect you and your business if an auto accident does occur while the vehicle is in use for business purposes.
Liability Insurance
It is important to have a liability insurance policy in place that will protect customers or others that visit your business and could become injured at the physical location of your business or because of an incident that occurs involving your business.
Property Insurance
It is important to have business insurance that covers the building your business is located in and any merchandise and other equipment and items that are part of your business. This will help you if your business sustains damages due to a fire, natural disaster, vandalism, or burglary incident.
Other Commercial Insurance Options
You can also obtain other commercial insurance coverage options including cyber liability that will help you recover costs that are lost due to a breach in the security of your client’s personal information. You can also obtain insurance that will help protect you from slander and other legal issues that can arise involving your business.
To create the best commercial insurance policy for your business, call upon the commercial insurance specialists at Biddle-Shaw Insurance Services Inc. in San Francisco, CA today to get your policy started!
