What every home buyer should know before buying a home

There is always something exhilarating about owning a home in San Francisco, CA. You can drill small holes, take pictures, and modify it to your preference without worrying about the landlord suing you.  Above all, you have peace of mind that no one is coming for you due to rent arrears.

The location is quite essential

The location of your home determines many things, like whether it’s a valuable investment or not. If you have children, you will want to find a home with a school and a park nearby. You will also be looking forward to saving on fuel or transport costs when going to work. The neighborhood also determines whether you are at the right place or not.

Home insurance may be mandatory if you are buying through a mortgage

Home insurance is a critical coverage for protecting your San Francisco, CA home and family. If you are going to pay your home through a mortgage, your lender may require you to have home insurance and flood insurance if the house is located in a high-risk flood area. At Biddle-Shaw Insurance Services Inc, we advise our clients to budget for home insurance as part of the home buying process.

Repairs and maintenance may cost you more than you think

Conduct a thorough inspection before settling on your home. Invite different people, contractors, real estate agents, or engineers to check for repairs and upgrades. They will advise you on what needs to be upgraded and what needs to be replaced. They can also help you calculate the costs. If you feel the costs are above your budget, you can always walk away before any paperwork is done

It’s every homeowner’s dream to find a place you can call your own, but it’s also essential to think about safety. You can trust Biddle-Shaw Insurance Services Inc. to guide you through the process. Be sure to drop by for more information and policy discussions.